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It's your money For decades, Americans have paid 12.4% of their wages (split between employer and employee) into the Social Security system with the expectation of guaranteed retirement income. Today, that system faces serious financial pressure. According to projections from the Social Security Trustees, the Old-Age and Survivors Insurance Trust Fund is expected to face depletion of reserves in the early 2030s, after which incoming payroll taxes would cover only about 75–80%

Unpacking America's Financial Dichotomy: Prosperity Amidst Debt In the midst of what many describe as a thriving economy under...

There is a palpable air of anticipation and anxiety that wraps itself around the lives of those approaching the golden age of retirement....