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The envelope on the kitchen counter was impossible to ignore — bold red letters read: “PAST DUE NOTICE – ELECTRIC SERVICE TERMINATION WARNING.” One month behind, and the threat of darkness loomed. Just as worry began to sink in, a knock at the door startled me. Standing there was a sharply dressed elected official , flashing a practiced smile and a flag pin on his lapel. “Mind if I come in?” he asked warmly. Politeness won over caution. I invited him in. He glanced at the pa