💸 Question of the Day: How much does an overnight hospital stay cost in the United States?

This weekend at my 45th high school reunion, I was reminded how vital it is to talk about financial literacy.

On average, an overnight stay in a U.S. hospital runs about $11,700 (2024, Kaiser Family Foundation). That number varies depending on where you live, what hospital you’re in, and whether you’re insured.

Listen — I’ve survived two major cardiac episodes myself, and I can tell you: those bills come fast, and they don’t wait. This is why we must plan ahead, understand the system, and advocate for affordable, transparent care.

How to prepare for unexpected medical costs:

✅ Know your insurance policy. What does it actually cover? What’s your deductible?✅ Build an emergency fund. Aim for 3–6 months’ expenses, if you can.✅ Use an HSA (Health Savings Account). Tax‑advantaged savings for medical costs — a powerful tool if you have a high‑deductible plan.✅ Negotiate bills. Many hospitals will work with you if you ask — don’t just accept the sticker price.✅ Stay healthy. Your most cost‑effective “investment” is your own disciplined lifestyle.

💬 What about you?What steps do you take to prepare? Are you using an HSA?

Drop your thoughts below — let’s help each other get a seat at the table when it comes to healthcare decisions.

Next step? Take 20 minutes this week to review your insurance and see if you’re eligible for an HSA. Small actions today prevent big problems tomorrow.

#FinancialLiteracy #HealthcareCosts #PlanAhead #HighSchoolReunion #MoneyMatters #ChairmanBobSutton #ListenBelieveMeasure #bobsuttonbroward