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FREEDOM 💡 One of the Most Important Lessons I Teach My Financial Literacy Students When you go to work, you trade something extremely valuable for a paycheck: your skills, your knowledge, and your time. Before you ever see that money…Before you pay a single bill…Before you provide for your family… The government takes its share. That’s reality. And understanding reality is the foundation of financial literacy. Once you receive your take-home pay , most people immediately sta

Time:  90–120 minutes Instructions: Answer all five questions . Use complete sentences Show all calculations Use clear economic reasoning and vocabulary Label formulas and steps where applicable ✏️ Essay Questions 1. Inflation vs. Wage Growth A worker earns $52,000 annually  and receives a 0.55% annual raise  while inflation averages 3% per year . Tasks: Calculate the worker’s nominal salary  after 5 years Calculate the worker’s real income  after adjusting for inflation Dete

Holiday Spending & Life Hours Worksheet Student Name: ____________________________  Date: ________________  1. List Your Top 3 Christmas/Holiday Gift Items:   Item 1: ________________________________________________  Item 2: ________________________________________________  Item 3: ________________________________________________  2. Research the Price and Country of Origin for Each Item:  Item 1 Price: __________________ Country of Origin: __________________  Item 2 Price: _

1. They Treat the HSA Like a Stealth Retirement Account Most Americans use HSAs to pay for yearly medical expenses. Rich individuals don’t. They pay out-of-pocket for medical bills and let their HSA money grow untouched for decades , because: • Contributions are tax-deductible • Growth is tax-free • Withdrawals for medical expenses are tax-free This is the only account in America with triple tax advantages. No 401(k). No IRA. Not even a Roth IRA comes close in flexibility.

Would you turn in a billion-dollar fraud scheme… for $40 million? You could — and it's completely legal, thanks to an old Civil War law that’s making a comeback: The Lincoln Law , formally known as the False Claims Act . This isn't fantasy. It happened in Minnesota. 💥 The $1 Billion Feeding Our Future Fraud: A Real Example In 2022, authorities uncovered a massive web of corruption involving fake child nutrition programs. The nonprofit Feeding Our Future  and associated grou

Lesson Plan: Constitution Day – Property Rights & Economic Freedom Date:  September 17 Course:  Financial Literacy / Economics Grade...

Grade Level: 9–12 (High School) Subject: Financial Literacy / Economics Class Length: 90 minutes (adaptable to 45 minutes) Lesson...

Grade Level: 9–12 Subject:  Financial Literacy / Economics / Entrepreneurship  Duration:  90 minutes (adaptable to 45 minutes)  Lesson...

Grade Level:  9–12 Subject:  Financial Literacy / Economics Class Length:  90 minutes 💡 Introduction – Two Paychecks, Two Different...

Grade Level:  9–12 Subject:  Financial Literacy / Economics Class Length:  90 minutes 💡 Introduction – The Harsh Truth About Your...

Lesson Plan: From Gold to Fiat – How Nixon Changed Money Forever Grade Level: 9–12 Subject:  Financial Literacy / Economics / U.S....

High School Lesson Plan: Budgeting & Paying Yourself First – The Path to Financial Freedom Grade Level:  9–12  Subject:  Personal Finance...

Lesson Plan: Biblical Principles for Building and Managing Wealth Grade Level:  9–12  Subject:  Financial Literacy / Biblical Studies /...

Lesson Plan: Benjamin Franklin’s “The Way to Wealth” – The Hidden Taxes on Wealth Grade Level:  9–12  Subject Area:  Social Studies /...

Lesson Title: “Monopoly & Money: Why Assets Matter in Real Life” Grade Level: 9–12 Subject: Personal Finance / Economics Duration: 1...

🎓 LESSON PLAN Title:   Pathways to Financial Freedom: Economic Systems & Forms of Government   Grade Level:  11–12  Subjects:  Personal...

Hello everyone, Bob Sutton here. I want to start by extending my heartfelt thanks to Mary Sturm  and the entire Americans for Prosperity...

From the book Rich DAD Poor DAD, by Robert Kiyosaki 1. Don’t work for money: Rich don’t work for money. If you work for money, your mind...

Understanding and Applying the 50/30/20 Rule for Effective Financial Management. Managing personal finances effectively can often seem...

20 Million Americans Stuck In An Endless Credit Crisis That Is Sucking The Life Out Of Them $17 trillion—this staggering figure...