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From 90 Cents to the "Potato King of the World": A Financial Literacy Case Study in Grit, Capitalism, Innovation, and Opportunity

Junius Groves - Financial Freedom As a financial literacy teacher, I am a big believer in case studies. History is filled with examples of individuals who achieved financial freedom through grit, determination, innovation, capitalism, and yes, sometimes a little luck. One of the greatest examples you may have never heard of is the story of Junius George Groves. Imagine walking 500 miles with only 90 cents in your pocket. Now imagine that just 25 years later, a major railroad

Chairman Bob Sutton

Jun 125 min read

The Hidden Cost of Teaching: How 1,500 Daily Decisions Can Delay Financial Freedom

Teacher Decision Fatigue Many people believe teaching is a 7:00 a.m. to 3:00 p.m. job. Teachers know differently. Every day, a teacher serves as an educator, counselor, manager, referee, mentor, parent substitute, data analyst, technology specialist, and crisis manager. One of the least understood aspects of teaching is the enormous number of decisions teachers make every day. Research commonly cited in education literature estimates that teachers make approximately 1,500 edu

The Chairman

Jun 83 min read

The 8-Decade Financial Literacy Life Plan

8 Decades A Roadmap to Freedom, Stability, Wealth, and Legacy “Saving + Investing = Buying Your Freedom.” Financial literacy is about far more than money. It is about freedom, opportunity, security, family, choices, and legacy. Most people only think about money during moments of crisis. Financially educated individuals think decades ahead. This life plan is designed to help people understand the financial priorities, habits, opportunities, and dangers that often appear throu

The Chairman

May 164 min read

Freedom!

FREEDOM 💡 One of the Most Important Lessons I Teach My Financial Literacy Students When you go to work, you trade something extremely valuable for a paycheck: your skills, your knowledge, and your time. Before you ever see that money…Before you pay a single bill…Before you provide for your family… The government takes its share. That’s reality. And understanding reality is the foundation of financial literacy. Once you receive your take-home pay , most people immediately sta

The Chairman

Jan 241 min read

Spot Price of Silver a Year Ago vs. Current

📌 1. Spot Price of Silver a Year Ago vs. Current 📍 One Year Ago Around January 2025 , silver was trading at roughly $31.30 per ounce (end of month close) according to historical price charts. ( StatMuse ) 📍 Current Spot Price (January 2026) Silver has surged dramatically and, as of January 23, 2026 , traded around $100+ per ounce , a historic high — more than a 200 % increase over the past year . ( Reuters ) Other real-time data also shows spot prices near the $90–$95 ran

The Chairman

Jan 243 min read