Latest News

FREEDOM 💡 One of the Most Important Lessons I Teach My Financial Literacy Students When you go to work, you trade something extremely valuable for a paycheck: your skills, your knowledge, and your time. Before you ever see that money…Before you pay a single bill…Before you provide for your family… The government takes its share. That’s reality. And understanding reality is the foundation of financial literacy. Once you receive your take-home pay , most people immediately sta

Time:  90–120 minutes Instructions: Answer all five questions . Use complete sentences Show all calculations Use clear economic reasoning and vocabulary Label formulas and steps where applicable ✏️ Essay Questions 1. Inflation vs. Wage Growth A worker earns $52,000 annually  and receives a 0.55% annual raise  while inflation averages 3% per year . Tasks: Calculate the worker’s nominal salary  after 5 years Calculate the worker’s real income  after adjusting for inflation Dete

1. They Treat the HSA Like a Stealth Retirement Account Most Americans use HSAs to pay for yearly medical expenses. Rich individuals don’t. They pay out-of-pocket for medical bills and let their HSA money grow untouched for decades , because: • Contributions are tax-deductible • Growth is tax-free • Withdrawals for medical expenses are tax-free This is the only account in America with triple tax advantages. No 401(k). No IRA. Not even a Roth IRA comes close in flexibility.

Subject: Economics / Civics / Financial Literacy Class Length: 90 minutes (can be adjusted to 45 minutes) Lesson Title: Larry Elder:...

Lesson Plan: From Gold to Fiat – How Nixon Changed Money Forever Grade Level: 9–12 Subject:  Financial Literacy / Economics / U.S....

Lesson Plan: Benjamin Franklin’s “The Way to Wealth” – The Hidden Taxes on Wealth Grade Level:  9–12  Subject Area:  Social Studies /...

Lesson Title: “Monopoly & Money: Why Assets Matter in Real Life” Grade Level: 9–12 Subject: Personal Finance / Economics Duration: 1...

🎓 LESSON PLAN Title:   Pathways to Financial Freedom: Economic Systems & Forms of Government   Grade Level:  11–12  Subjects:  Personal...

Florida High School Financial Literacy Standards & The 3 Phases of Wealth In 2022, Florida passed the Dorothy L. Hukill Financial...

Grade Level:  9–12  Subject:  Financial Literacy / Economics / Entrepreneurship  Duration:  90 minutes  Standards Aligned: Florida CPALMS...

From the book Rich DAD Poor DAD, by Robert Kiyosaki 1. Don’t work for money: Rich don’t work for money. If you work for money, your mind...

Let's analyze the potential returns from investing $2,500 in gold, silver, or a savings account over a one-week period from August 13,...

Crafting a Financial Family Legacy: How Trusts and Life Insurance Can Secure Multi-Generational Wealth In a world where financial...

In the bustling landscape of personal finance, where the rich seem to get richer and the everyday citizen struggles to make ends meet, a...

In today's fast-paced world, securing your financial future has never been more critical. With rising living costs and unpredictable...

Title: "The American Spending Problem Just Got Worse..." In a startling revelation, a recent CNBC article, titled "Americans are 'Doom...

Lesson Title: "From Lyrics to Financial Wisdom: Exploring Money Management and Success" Grade Level: High School Objective: Students will...